Your towing checks are complete.
Contact your vehicle insurer or contact Giles Insurance Consultants on 0162 8667707
There is no legal requirements to insure a trailer for Theft & Accidental Damage, however the vehicle towing the trailer needs to be correctly insured.
Having a vehicle incorrectly insured could invalidate your insurance in the event of a claim which could mean:
*Towing: Most vehicle insurers will allow ‘towing’ e.g., personal use – caravan. Many vehicle insurers will NOT insure towing for commercial use e.g. Mobile Trader. Do always check.
**Occupation: Most vehicle insurers will insure ‘Caterers’ many vehicle insurers will NOT insure Mobile Traders. Do always check. *
**Legal business name: If you are a Limited Company, the insurance policy should be issued in your Limited Company name, if a sole trader in an individual name.
Giles Insurance Consultants is a trading name of Neil Giles which is authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 125098. You may check this on the Financial Services Register by visiting the FCA’s website, https://register.fca.org.uk or by contacting the FCA on 0800 111 676
We spoke to Neil Giles of Giles Insurance Consultants, an insurance broker who has been giving independent advice for over 30 years. We asked Neil what questions to ask when arranging insurance cover to protect your business.
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