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Workplace pensions: act now!

Small employers are being warned to act now to ensure they are ready to meet their new workplace pension duties which will soon apply to them.

All employers have a legal duty to automatically enroll certain staff into a workplace pension scheme by a deadline that is specific to them.  Automatic enrollment is automatic for workers but not for employers.

It applies to all small businesses, even those with only one member of staff – from dry cleaners, to florists, to newsagents and pubs. 

Around half of employers who had thought they would be ready to meet their duties on their staging date found that they were under-prepared and had a last minute rush to get finished. Research by The Pensions Regulator has shown that 40% of really small employers (those with less than 4 workers) do not know their staging date.

It is vital you do not guess your staging date – use the staging date tool on The Pension Regulator’s website, which only takes a few minutes (you will need your PAYE)

The experience of thousands of employers who have been through the process now is that automatic enrolment takes longer than they expect to prepare for – the regulator recommends making a start 12 months beforehand. 

Don’t get caught out. Start preparing now. Use these links to help you:

The Nationwide Caterers Association (NCASS) is the only trade association for mobile caterers and street food sellers in the UK. Our mission? To provide traders with all the information, systems and support they need to trade profitably, safely and legally.

NCASS continues to grow year on year as a result of our care for and support to the catering industry (and our ridiculously good value membership packages). Find out more here.